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How would you cope if your income was suddenly to stop because an accident or illness prevented you from working? Do you have enough saved up to cover your rent or mortgage, bills and living expenses for a month? Three months? What about six months or longer? read more...
How many people do you know who are completely debt-free? Chances are it’s not too many. Most of us have a mortgage, maybe a car loan, credit card debt or a business loan. It’s not uncommon these days to have half a million dollars or more in personal liabilities. But what happens to those debts when we die? read more...
It seems reasonable to expect that you’ll be pretty healthy for most of your life, doesn’t it? After all, modern medicine is getting better and better, we’re making advances in medical technology every day and we’re living longer than ever before. read more...
If you lost your sight, would you be able to keep working? What if you lost an arm or a leg? Worse still, what if someone runs a red light and knocks you down, or you fall off a ladder while cleaning the gutters and end up in a wheelchair? These are not pleasant thoughts and none of us expect to be so unlucky, yet it happens every day. The financial impact of this event can be enormous, as your entire future earning capacity has been removed. read more...